Urgent help for an unexpected debt.

A loan app threatening to call your contacts, a debt left by a late relative or a bill you did not expect can take over your mind. Clearing even part of it gives you room to breathe. You can ask for help on AbegNa.

Usual cost in Nigeria₦5,000 to ₦100,000
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When this happens

  • A loan app is harassing you and your contacts.
  • You were left with a debt after a family death.
  • You signed as guarantor and now you have to pay.

How AbegNa helps

  1. Ask. Say what you need for an unexpected debt, up to ₦100,000, in your own voice.
  2. Share. Your request becomes a card for WhatsApp, Facebook and X.
  3. Receive. People give what they can. 0% commission. It goes to your own bank account.

Other places to try

Federal Competition and Consumer Protection Commission (FCCPC)

You can report abusive digital lenders to the FCCPC.

Talk to the lender

Ask for a written payment plan instead of paying under pressure.

Questions about an unexpected debt

Can loan apps call my contacts?

The FCCPC has rules against digital lenders shaming borrowers. You can report them to the FCCPC.

Can I ask for help with debt on AbegNa?

Yes. Be honest about the amount and how it happened. People respond to clear stories.

Do I have to pay it back?

No. What people send on AbegNa is a gift, not a loan. There is no interest and no repayment.

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