Ask instead
of borrowing.
Loan apps lend money you pay back with interest. On AbegNa people give, from ₦2,000 to ₦100,000, and nothing is paid back.

AbegNa compared with Nigerian loan apps
Plain facts on each app. Always check the app’s own terms before you borrow.
AbegNa vs
PalmPay
Wallet and BNPL-style app with short-term cash advances.
AbegNa vsFairMoney
Microfinance bank offering digital loans up to ₦3M.
AbegNa vsBranch
Global lending app offering loans based on phone data.
AbegNa vsCarbon
Digital bank and lender (formerly Paylater).
AbegNa vsOKash
Short-term cash-advance app (Opera ecosystem).
AbegNa vsRenMoney
Microfinance bank with larger, longer-tenor loans.
AbegNa vsUmba
Digital microfinance bank operating across Nigeria and Kenya.
AbegNa vsAella
Payday and employer-backed loan app.
AbegNa vsQuickCheck
Short-term loan app using machine learning underwriting.
AbegNa vsSokoLoan
Short-term lender previously flagged by Nigerian regulators.
How AbegNa works
- 1
Ask
Say what you need, from ₦2,000 up to ₦100,000, in your own words.
- 2
Share
Your request becomes a card you can post on WhatsApp, Facebook and X.
- 3
Receive
People give what they can. 0% commission. A flat ₦100 to withdraw, straight to your own bank account.
Urgent help by need
See what each need usually costs in Nigeria and other places to try.